Medical equipment capital

Capital for diagnostic imaging centers — Imaging Center Financing

We connect radiologists and private practice owners with lenders specializing in MRI, CT, and X-ray equipment financing.

Call a funding specialist

Soft inquiry only. No impact on your credit score.

Industry terminology
  • Technical utilization rate
  • Soft cost inclusion
  • Section 179 deduction
  • Fair market value lease
  • Stark Law compliance
  • Professional component
  • Capital equipment lifecycle
  • Reimbursement shift
  • $50K–$5M Funding range
  • 24–48 hours Initial approval speed
  • 1 soft pull Credit impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Tell us your facility needs and equipment requirements.
2
Us
Direct matching
We filter your request against our database of specialized medical lenders.
3
Lender
Review terms
Receive tailored loan or lease offers for your equipment or facility.
4
Lender
Fund equipment
Lender issues payment directly to the equipment vendor or acquisition partner.

Medical niche focus

  • Lenders understand the reimbursement reality of diagnostic imaging.
  • We know the difference between an MRI scanner and general office equipment.

Speed of funding

  • Avoid multi-month delays common with conventional bank commercial loans.
  • Most documentation requests are handled digitally within the first week.

Flexible structuring

  • Choose between FMV leases or structured equipment finance agreements.
  • Tailor repayment schedules to match your center’s patient volume.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Collateral requirements

Banks view specialized imaging hardware as niche collateral they cannot easily resell.

Our lenders specialize in medical assets and understand the secondary market for diagnostic gear.
02

Startup status

Traditional lenders often require three years of tax returns for practice loans.

We work with lenders who prioritize business plans and projected utilization rates over historic tax data.
03

Low utilization data

New imaging centers lack the baseline billing history big banks demand.

Get funding based on projected site traffic and local physician referral agreements instead.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Florida · Equipment financing
$450K–$600K

Radiology group

Upgrading existing clinic with a new 3T MRI suite

Illustrative Texas · Used equipment loan
$125K–$200K

Solo practice

Purchase of used PET-CT scanner and installation

Illustrative California · Construction capital
$750K–$1M

Startup venture

Complete site buildout and lead shielding for new clinic

Illustrative New York · Practice acquisition
$300K–$400K

Independent owner

Acquisition of a retiring partner’s interest in the clinic

How we label illustrative scenarios →

Beyond imaging

Need other medical business capital?

We also provide resources for general medical office buildouts and specialty surgical equipment loans.

Questions we get asked

Frequently asked.

Banks often fear medical equipment is too specialized, leading to conservative loan-to-value ratios. However, specialized medical lenders evaluate these assets based on the clinical necessity and resale value within the healthcare secondary market, often lending up to 90% of equipment cost.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.